First National Bank

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Citizen
Donator
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Tier4
The First National Bank
A World Business Conglomerate Partner

The First National Bank is a bank dedicated to the benefit of the player. Offering Loans and Business startup advisory service we specialize in helping the player who is low on Krunas.

Personal Loans
Players applying for a personal loan must apply for a loan using the format listed below. These loans can be anything from K500 - K2500 and must be paid back in full with 5% interest in a two week period. Failure to repay the loan will result in seizure of property offered as collateral.

Business Loans
Players applying for a Business Loan must apply using the format listed below. These loans can be anything from K2500 - K3500 and must be paid back in full with 4% interest in a two week period. Failure to repay the loan will result in all property purchased using the money given. If all the money was not used in purchases then the money not spent will be refunded to the bank.

Startup Advisory Services
This service is offered to players who may need guidance in order to start their business. Helping players through the process of starting a company and what is a good idea or a bad idea. Giving players an analysis of the risk that comes with starting a business that may not be profitable or in a market that may be saturated already. Giving players advice on what facilities will be necessary for their own business to operate efficiently and make a profit.

Personal Loan Application Format

Amount requested:
Reason and use for Krunas given:
Items/Property offered as collateral:
Current Balance:
Playtime on server:

Business Loan Application Format
Amount requested:
Description of business and products/services being offered:
Use of Krunas:
All members of business:
Current balance of all members:
Playtime on server:

Startup Advisory Services cost K50


 
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x_Dylan_x

Citizen
Donator
What is the Max loan for a business?
What do you mean by we "Give something of equal value?"
When do they have to be paid by?
Thank you!
 

_Info_

Citizen
Donator
_Info_
_Info_
Tier4
What is the Max loan for a business?
What do you mean by we "Give something of equal value?"
When do they have to be paid by?
Thank you!

The Maximum loan for a business is negotiable but for any loan i wouldn't go over 7k for now given the funds situation we are in.

Collateral is taken in the agreement for security on my side. In the situation someone does not pay their loan back in full after certain amount of time they default on their loan. This means i get to take what the loan was spent on until i get the money i'm owed back. In the case that i never do get the money then i can sell the land/Building to make my money back.

The loan must be paid back in either 2 weeks to a month to two months depending on the size of the loan. The less time you take to pay back the loan the less you owe. The amount increases over a period of time and significantly increases if you a late. Loans can be paid back in full or in installments.
 

x_Dylan_x

Citizen
Donator
Your username: x_Dylan_x


How long have you been playing: Since September last year


How much money are you asking for: 7000


Why do you need this amount of money: To make Ruby Hotel


Do you have stable income: Yes I do

If yes, What is the source: I own a store and a Casino, Ruby Casino and Ruby Emporium


Do you have anything to give if you default (Fail to pay back) on this loan: Ruby Casino or Ruby Emporium


If yes, What: My lands stated above


Other statements: I am an entrepreneur starting a big company, and soon to be the largest company, there is this perfect plot for sale id love to buy and start a hotel and sell good priced apartments to help new players.
 
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x_Dylan_x

Citizen
Donator
Your username: x_Dylan_x


How long have you been playing: Since September last year


How much money are you asking for: 7000


Why do you need this amount of money: To help build Ruby Hotel, and Ruby Dojo


Do you have stable income: Yes I do, I recently hired a Co-owner and we make a decent amount daily

If yes, What is the source: I own a store and a Casino, Ruby Casino and Ruby Emporium, and mining/mob killing everyday/


Do you have anything to give if you default (Fail to pay back) on this loan: Ruby Casino or Ruby Emporium, or all the plots we own. but the chances of us not being able to pay it back is like 0%


If yes, What: My lands stated above


Other statements: I am an entrepreneur starting a big company, and soon to be the largest company, we have a few plots that need built on really bad, and we do not have the money at the moment to do construction on all of them.
 
Your username: Jane328


How long have you been playing: Since March this year


How much money are you asking for: 7000


Why do you need this amount of money: To make a Bookstore


Do you have stable income: Yes I do

If yes, What is the source: I sell books, work as a doctor, and help other people


Do you have anything to give if you default (Fail to pay back) on this loan: Yes


If yes, What: My Apartment


Other statements: I write books, i work as a doctor, i work for other people, sell good priced books :D
 
Your UserName: SkyeShadowYT

How long have you been playing: Febuary of this year


How much money are you asking for: 6500


Why do you need this amount of money: To help build Mountaian Brook Apartment Complex.


Do you have stable income: No

If yes, What is the source: ^^^^


Do you have anything to give if you default (Fail to pay back) on this loan: Yes


If yes, What: Plot bc-032

Other statements: I am an Interior Designer looking to start earning more money quicker. I am hoping Mountain Brook can do so. I have no employees yet.
 

MikeRoma

Interior Designer
Banned
Your username: MikeRoma
How long have you been playing: 3 Days
How much money are you asking for: K4,500
Why do you need this amount of money: To buy a commercial plot and build an HQ for my company
Do you have stable income: Yes
If yes, What is the source: Interior Design
Do you have anything to give if you default (Fail to pay back) on this loan: Yes
If yes, What: My company and apartment.
Other statements: N/A
 
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